Each year, millions of families have been forced by the death of a relative to make one of their largest single purchases. This is usually done under severe handicaps of time pressures, emotional distress, and lack of information or experience. Because of this, more and more people are pre-planning their funerals. The number of pre-planned and pre-funded funerals written in the country have almost doubled over past six years.

That is why Lady's Funeral Home & Crematory offers free advance funeral planning. We recognize that sometimes it is not possible to rely on family members or others to make the necessary decisions. Some people have definite ideas about funeral services and want to ensure that their families are informed and involved in those decisions.

Funding the pre-arranged funeral can ease possible financial pressures on family members. Pre-funding allows you to pay for the funeral service at current prices. As the fund increases in value over time, it offsets inflation and should provide adequate funds for the future cost of the funeral.

• First, it offers you peace of mind by knowing you have provided for your final expense.
  
  
• Second, you are introduced in a calm, logical manner to all vital considerations.
  
  
• By gathering the facts in a non-emotional way, you are able to safeguard your personal interest and feel confident that your personal wishes will be known and honored.
  
  
• Simply stated, pre-planning now will spare your family from two of life's most difficult burdens-determining your personal wishes and paying for them.
  
  
• Your funds are secure. Lady's is licensed by the North Carolina Board of Mortuary Science to accept funds and insurance in advance of need as a means to pre fund final arrangements.

Lady's offers many funding options to meet you individual needs.

• By the purchase of a permanent, cash value life insurance policy.
  
  
• Different payments plans are offered to fit your budget, and a convenient monthly payment plan is available if preferred.
  
  
• Because funds have been planned for in advance, you eliminate the burden of how your funeral expenses will be paid.
  
  
• Pre-planning is truly an act of love, and because you care, your family will receive a wonderful gift, peace of mind.
  
  
• Funds can be placed in trust accounts or insurance products to guard against inflation.
  
  
• Lady's honors coverage you may have from any Mutual Burial Association, insurance, or trust funds with other funeral homes.

When a death occurs, many decisions have to be made for a funeral. And they're all part of a seemingly endless number of things that need attention. Rather than leaving these decisions to your family, you can take care of them ahead of time with Lady's Pre-Need Plan. Then, when the time comes, a single call to the funeral home should be all that's needed. The kinds of decisions you will have to make fall into two general categories: the services of Lady's Funeral Home & Crematory and funeral merchandise.

A funeral usually includes:

• Professional services
  
  
• Transportation services
  
  
• Burial preparation
  
  
• Facilities for visitation
  
  
• The funeral ceremony
  
  
• Other services and associated items

Included in funeral merchandise are:

• A casket
  
  
• An outer burial container
  
  
• Cremation containers and urns
  
  
• Other associated items

Cemetery arrangements should be discussed well in advance, too.

For more information about pre-arrangements, about any other services we offer, or if you have any particular questions, please feel free to request more information from us, or just stop by our funeral home. We will be happy to send, or discuss with, you any information that would help answer your questions. Or you may call us at 704-933-2131 or 1-800-942-2131 to setup an appointment to come in or we can come to you.